Eiger Asset Finance (EAF) is the business finance division of Eiger Vehicle Leasing Ltd. As a business financing company with established links to many of the UK's leading finance houses. EAF provides a viable alternative to high street banks that lack the flexibility and imagination to provide a solution to most business user’s requirements. EAF business finance can provide a full range of business financing solutions and we ensure a high level of customer service and pride ourselves on quick decisions. Our independent status will ensure any offer of funding and finance leasing is best suited to our customer's needs.

High Street Banks in the UK tend to restrict equipment finance offers to relatively safe assets and profiles - leaving many businesses facing frustration when sourcing finance for new and used equipment.

EAF services are not limited to arranging safe finance. We regularly arrange finance for difficult or non-standard equipment through key connections and specialist lenders. Our expert, out of the box thinking ensures the best available terms, tailored to your circumstances and your requirements.

Equipment that can be financed includes:

• Plant & Equipment
• Printing
• Engineering
• Vehicles / Coaches / Trucks
• Fixtures & Fittings
• Office equipment and furniture

You can also raise money against assets you already own:
Asset Re-finance
Refinance assets to release capital
Your business needs cash but your capital is already invested in your business assets.
Asset refinance has been available in the UK on a limited basis for a few years and offers a viable and often speedy solution for asset based businesses that need to raise cash.
EAF has the inside market knowledge and expertise to source innovative asset refinance solutions that give you more increased flexibility, increased choice, improved terms. Our impartial advice and guidance gives you the space to consider the short and long term benefits, without jeopardising any current offer.
Types of Companies that qualify

• Limited Companies, Partnerships and Sole Traders
• New Start or Established Businesses
• Phoenix Companies
• Management buy outs/ buy ins
• Poor credit history/adverse information all considered on merit

Asset refinance is one of the easiest ways to:

• Reduce your overdraft
• Provide working capital
• Support expansion and acquisitions
• Aid an MBO or MBI
• Release cash
• Fund Phoenix companies

Assets that can be refinanced include:

• Most equipment with a working life of over 5 years
• Cars and light commercials up to 4 years old
• Vehicles, HGV's and Coaches
• Printing
• Plant & Equipment
• Engineering
• Any other type of equipment which has a long working life

Other General Information

• We also encourage joint deals with Invoice Discounting & Factoring Facilities
• We can consider additional assets in lieu of deposit
• Specialised / low residual equipment can be considered if we can take additional assets as security
• We are always happy to discuss any deal prior to formal proposal

For a confidential discussion about your business finance requirements contact us and we'll do the rest.